Many of us keep a mental list of “things to fix” in our lives, from saving more for retirement to cutting back on coffee.

The thing is, drinking too much coffee isn’t a serious problem for most people. Unless we’re guzzling the stuff, it’s just not that bad for us. But it’s easy to give everything on this “things to fix” list the same mental weight. It’s easy to focus on drinking less coffee when what we really need to do is start contributing monthly to our Roth IRA. In 30 years, the coffee thing won’t matter. But the Roth IRA will.

What could you work on this weekend that might seriously improve your life, now or in the distant future? Forgot the coffee. Work on that.

HT: Sadie Rollings and James Clear